Customer Service Associate III

At Allstate, great things happen when our people work together to protect families and their belongings from life’s uncertainties. And for more than 90 years, our innovative drive has kept us a step ahead of our customers’ evolving needs. From advocating for seat belts, air bags and graduated driving laws, to being an industry leader in pricing sophistication, telematics, and, more recently, device and identity protection. 

Job Description

We are seeking a detail-oriented and customer-focused Claims Process Associate to support the end-to-end management of customer claims. The role involves reviewing claim submissions, validating documentation, processing claims accurately, and ensuring compliance with company policies and service-level agreements (SLAs). The ideal candidate should possess strong analytical skills, attention to detail, and the ability to deliver excellent customer service while managing multiple tasks efficiently. The job is proper US night shift and there will be different shifts to work.

Key Responsibilities

• Review, assess, and process claims in accordance with established guidelines and policies.
• Verify claim documentation for completeness, accuracy, and eligibility.
• Investigate discrepancies and gather additional information when required.
• Maintain accurate records of claim activities in internal systems.
• Communicate with customers, internal stakeholders, and external partners regarding claim status and requirements.
• Ensure claims are processed within agreed turnaround times and quality standards.
• Identify potential fraud indicators and escalate suspicious claims appropriately.
• Resolve customer inquiries related to claims professionally and efficiently.
• Adhere to compliance, regulatory, and company policy requirements.
• Participate in process improvement initiatives to enhance efficiency and customer experience.

Required Qualifications

• • Bachelor's degree or equivalent work experience.
  • 1-3 years of experience in claims processing, customer service, insurance operations, or a related field.
  • Strong analytical and problem-solving skills.
  • Excellent written and verbal communication skills.
  • Proficiency in Microsoft Office applications, particularly Excel and Outlook.
  • High attention to detail and accuracy.
  • Ability to work in a fast-paced, deadline-driven environment.
  • Strong organizational and time management skills.

Preferred Qualifications

• • Experience with insurance, healthcare, warranty, or financial claims processing.
  • Experience working with quality and compliance standards.
  • Familiarity with process documentation and reporting.

Key Competencies

• • Customer Focus
  • Attention to Detail
  • Analytical Thinking
  • Decision Making
  • Team Collaboration
  • Accountability
  • Adaptability
  • Process Improvement Mindset

Performance Metrics

• • Claims processing accuracy
  • Productivity and throughput
  • SLA adherence
  • Quality audit scores
  • Customer satisfaction
  • Compliance adherence

Location: Bangalore, India
Employment Type: Full-time
Shift: As per business requirements

Primary Skills

Consumer Protection, Customer Data Management, Performance Management (PM), Relationship Building, Stakeholder Relationship Management

Shift Time

Recruiter Info

Joydev Karmakar [C]

jkarz@allstate.com

About Allstate

Joining our team isn’t just a job — it’s an opportunity. One that takes your skills and pushes them to the next level. One that encourages you to challenge the status quo. One where you can shape the future of protection while supporting causes that mean the most to you. Joining our team means being part of something bigger – a winning team making a meaningful impact.

The Allstate Corporation is one of the largest publicly held insurance providers in the United States. Ranked No. 84 in the 2023 Fortune 500 list of the largest United States corporations by total revenue, The Allstate Corporation owns and operates 18 companies in the United States, Canada, Northern Ireland, and India. Allstate India Private Limited, also known as Allstate India, is a subsidiary of The Allstate Corporation. The India talent center was set up in 2012 and operates under the corporation's Good Hands promise. As it innovates operations and technology, Allstate India has evolved beyond its technology functions to be the critical strategic business services arm of the corporation. With offices in Bengaluru and Pune, the company offers expertise to the parent organization’s business areas including technology and innovation, accounting and imaging services, policy administration, transformation solution design and support services, transformation of property liability service design, global operations and integration, and training and transition.

Learn more about Allstate India here.