Capital One · Bengaluru
Product & Program
Product Management at Capital One is a booming, vibrant craft that requires reimagining the status quo, finding value creation opportunities, and driving innovative and sustainable customer experiences through technology. We believe our portfolio of businesses and investments in growth and transformation will result in a company with the scale, brand, capabilities, talent, and values to succeed as the digital revolution transforms our society and our industry.
About the Team
At Capital One we’re changing banking for good, and with the Enterprise Credit Bureau Reporting (eCBR) platform we're on a mission to reimagine Credit Bureau Reporting at Capital One.
Credit scores play an outsize role in consumers' economic lives as they are utilized in buying a home, starting a small business and even gaining employment. More than 200M adults in America with over 1.6B credit accounts are processed every month by the nationwide consumer reporting agencies (NCRAs), including the Big Three—Experian, Equifax, and TransUnion. The NCRAs rely on lenders to provide accurate and timely data in order to calculate credit scores.
As a Product Manager for eCBR, you will play a role delivering on the critical company initiative to build a platform to provide a new suite of core banking services that will facilitate real-time intelligent customer experiences. Specifically, the eCBR platform will revolutionize the credit bureau reporting service by putting the power in the hands of the business and process owners, providing transparency on what is being reported to the customers and business, and ensuring accuracy through detective controls.
As a Platform Product Manager, you will also be responsible for (at minimum):
Platform Vision & API Strategy: Defining the technical vision and long-term strategy for the platform's core services, reusable components, data products, and internal APIs. You will ensure the platform is architected for scalability, reliability, and security. You will build and own the product roadmap for your platform domain.
Internal Customer Experience & Adoption: Treating internal partners (such as the Card line of business) as your primary customers, you will drive platform adoption by obsessively focusing on developer experience, documentation, and the overall onboarding journey.
Platform Governance & Metrics: Establishing key performance indicators (KPIs) for platform health, operational excellence, and value delivery. You will own the governance model to manage changes, maintain a clear service catalog, and sunset older components as necessary.
As you develop intent and build/deliver your roadmap, you will work closely with:
Your engineering and program partners
Internal and external Product, Tech and Business stakeholders
Legal/Risk/Compliance teams
Nationwide Consumer Reporting Agencies
Industry innovators
For this role on the team, you will shape the strategy and then deliver on new features enabling our vision for eCBR as “Capital One’s Credit Bureau Reporting as a Service”. You will work with multiple lines of business partners to understand their use case and requirements in order to stand up and manage their credit bureau reporting process. In addition, you will look for opportunities to improve our overall user experience and other enhancements to the credit bureau reporting process – including, but not limited to, CBR portal page, AI integration, and data analytics to uncover customer value. Come build the future of consumer finance with us!
Capital One Product Framework
In this role, you’ll be expected to demonstrate proficiency in five key areas which we consider to be the foundation for successful Product Management:
Human Centered - Obsesses about internal and external customer needs to reimagine and innovate product solutions
Business Focused - Delivers game-changing outcomes by focusing on leverage and execution excellence
Technology Driven - Leverages technology to deliver innovative and resilient solutions that enable both near term and long term value
Integrated Problem Solving - Identifies and resolves complex problems to deliver outcomes while mitigating product risks
Transformational Leadership - Leads cross functional teams to solve customer problems and drive organizational alignment
Basic Qualifications:
Currently has, or is in the process of obtaining one of the following with an expectation that the required degree will be obtained on or before the scheduled start date:
A Bachelor's or Master’s Degree in a quantitative field (Statistics, Economics, Operations Research, Analytics, Mathematics, Computer Science, Computer Engineering, Software Engineering, Mechanical Engineering, Information Systems or a related quantitative field), Business or Marketing
OR
Bachelor's degree in any field and at least 3 years of Product Management experience
Preferred Qualifications:
Experience translating business strategy and analysis into consumer facing digital products
At this time, Capital One will not sponsor a new applicant for employment authorization for this position
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
McLean, VA: $164,800 - $188,100 for Manager, Product Management
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com
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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).